Pet Insurance

Having a pet brings endless joy, companionship, and unforgettable moments—but when the unexpected happens, it’s comforting to have coverage that helps protect your furry family member.

Unum Pet Insurance, provided by Nationwide®, gives you affordable, flexible protection so your pets can get the care they need without breaking the bank. You can visit any licensed veterinarian, anywhere—no networks or pre-approvals required.

Pet Insurance is available year-round! You can sign up anytime — no need to wait for open enrollment.

Pet Insurance Plans

Unum Pet Insurance offers two plan types, with flexible deductibles and reimbursement options so you can tailor coverage to your needs. Choose your deductible, annual maximum, and reimbursement level to fit your budget and your pet’s needs.

Accident & Illness Plan

Covers injuries and unexpected sicknesses such as broken bones, poisoning, sprains, infections, diabetes, allergies, or cancer.

Accident, Illness & Wellness Plan

Includes everything above, plus preventive care such as annual exams, vaccines, deworming, microchipping, and flea or heartworm prevention.

How It Works

  • Visit any vet — no network restrictions.
  • Pay your bill and submit a claim via mail, email, or online.
  • Receive reimbursement for eligible expenses—usually within days!

Additional Pet Benefits

Beyond core medical coverage, every plan includes added protections and benefits designed to address life’s unexpected events.

Prescription Medications

Enjoy savings at major retailers like Walmart and Sam’s Club. Show your digital pet insurance card at checkout—claims are submitted automatically, and you’ll be reimbursed for eligible costs.

24/7 Pet Helpline

Get unlimited, on-demand access to licensed veterinary professionals through VetHelpline, available by video chat at no cost. Ask questions, get advice, and handle concerns—no waiting room required.

Built-In Protections

All plans include coverage for:

  • Lost pet advertising and reward expenses
  • Emergency boarding if you’re hospitalized
  • Loss due to theft or straying
  • Mortality benefits for accidental death or euthanasia

More Information

Pet Insurance is available year-round! You can sign up anytime — no need to wait for open enrollment. 

Call Nationwide: 1-844-208-1105 (Mention PTMA for preferred pricing.)

 

Download: Vetline Mobile App